# Ring binder HERMA 20048 A4 Multicolour D-ring Cardboard

**URL:** https://aio.lv/en/product--herma-20048--10822897
**Data updated:** 2025-12-30 12:43 (EET)
**Category:** Document Folders
**Manufacturer:** Herma
**Manufacturer code:** 20048
**EAN:** 4008705200486
**Warranty:** 2 Years
**Availability:** Available for order
**Price:** 5.49 €
**Prices and availability valid until:** 2026-07-12 23:59
**Price without VAT (21%):** 4.54 EUR
**Can be purchased by legal entities:** Yes (invoice)
**Buy:** https://aio.lv/en/product--herma-20048--10822897

## Delivery options

| Delivery method | Delivery time | Cost |
|---|---|---|
| Office pickup (2b. Kengaraga str., Riga, Latvia, LV-1063) | 30.06.2026 | free |
| Pickup points | 03.07.2026 | 1.99 EUR |
| Courier delivery to door | 03.07.2026 | 4.99 EUR |

## Summary description

The HERMA 20048 ring binder is designed for A4 documents and features a durable D-ring mechanism. Made from sturdy cardboard, it is available in a multicolour design. Ideal for organizing and storing documents, it provides a practical solution for both home and office use.

## Long description

The HERMA 20048 ring binder for A4 documents features a colourful animal motif printed on the inside and a sturdy cardboard cover. With a 70 mm spine and a durable D-ring lever arch mechanism plus compressor bar, the binder holds punched papers and documents securely for school, university, home or office use. A thumb hole on the back allows easy removal from shelves, and the robust construction supports organised long-term storage of important papers.
Advantages
The multicolour interior motif gives the binder a distinctive appearance while the 70 mm spine provides ample capacity for documents. The strong D-ring mechanism and compressor bar enable easy filing, removal and sorting of papers, keeping them tightly together to save space. The cardboard material is durable and suitable for careful storage, and the thumb hole ensures convenient handling on shelves.
Suitable for
 Organising A4 punched documents
 School and university paperwork
 Home and office filing
 Long-term storage of important documents
Key specifications
 Brand: Herma
 Model / MPN: 20048
 EAN: 4008705200486
 Format: A4
 Spine width: 70 mm
 Ring type: D-ring lever arch mechanism with compressor bar
 Material: Cardboard
 Colour: Multicolour (animal motif printed inside)
How to use
Open the lever arch mechanism, insert punched papers onto the D-rings and close the mechanism until the compressor bar secures the papers. Use the thumb hole on the back to pull the binder from a shelf. Remove or rearrange documents by opening the lever and sliding pages on or off the rings. Store the binder upright on a shelf for best organisation and easy access.
Usage recommendations
For best preservation of documents, avoid exposure to prolonged moisture and direct sunlight. Use the binder for punched A4 papers and do not overload beyond the 70 mm spine capacity to ensure the lever mechanism functions correctly.

## Specifications

| Feature | Value |
|---|---|
| Material | Cardboard |
| Format | A4 |
| Product colour | Multicolour |
| Spine width | 70 mm |
| Rings quantity | 2 |
| Thumb hole | Yes |
| Mechanism type | Lever |
| Quantity per pack | 1 pc(s) |
| Ring shape | D-ring |

## FAQ

### How much does the Ring binder HERMA 20048 cost, and is it available for purchase?

The price is 5.49 € (valid at the time of publication and already includes all taxes). The item is available for order — 120 pcs. are in stock, and you can place your purchase right now with delivery across Latvia and Europe or choose pickup at the Riga collection point. We offer favorable purchase terms, including the option to split the payment into convenient monthly installments. Availability and price are updated in real time, so we recommend placing your order in advance.

### If I order this product today, when will I receive my order?

If you place your order today, delivery will be as fast and convenient as possible. You will be able to pick up your order on 30.06.2026 at the Riga pickup point or choose delivery across Latvia and Europe. We carefully inspect every purchase and pack it securely for safe transportation.

### What payment options are available?

AiO.lv offers several payment methods: Bank transfer, Bank cards on-line, Apple Pay, Google Pay. All transactions are 100% secure and encrypted.

### Can this product be purchased for a company (with VAT)?

Yes. AiO.lv works with legal entities in Latvia and across Europe. The product price already includes VAT. For certain product categories, as well as for companies from other EU countries with a valid VAT number, a 0% VAT rate may apply. We issue the invoice immediately after the order is placed, support electronic BIS invoices, and automatically generate all necessary accounting documents. You can complete the purchase for a company online — simply select the company profile and choose bank transfer as the payment method during checkout.

### What is the warranty period?

All Herma products come with an official 2 Years warranty. It covers all manufacturing defects and malfunctions that may occur during use. The warranty is valid at all authorized Herma service centers and through AiO.lv

### Can the product be returned after purchase?

Yes, you can return the product within 14 days of purchase if you bought it as a consumer (not a legal entity). Returns are possible without giving any reason — the main condition is that the product retains its original appearance and full set of accessories. We will make the process as simple and convenient as possible: just contact our customer support team, and we will help you arrange the return.

### Where should I contact for warranty service?

For warranty-related questions you can contact the AiO.lv (SIA VSPRO) customer support team. More information about warranty service: https://aio.lv/en/warranty

## Image

https://aio.lv/img/cache/product/10822897/60272256_large.webp