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=When repaying the loan in full within three months from the date of the loan, the borrowing rate is 0%, the APR is 0%, the total amount to be paid by the consumer is €300
Any permanent resident of Latvia can purchase products through a loan.
The borrower needs to have steady, official monthly income.
Borrower’s age from 18 to 80 years old.
Loan amount from EUR 70 to EUR 7000.
Loan term from 1 to 36 months.
For purchases from 1400 EUR, down payment of min. 10% has to be made.
To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.
By using the 'Add to cart' button, add the items you want to purchase to your shopping cart; In the checkout cart, select the "Klix Pay Later" form of payment and click the "Checkout" button; Authenticate in Klix; Completing the application; Compare installment offers and choose the one that suits you best; Sign the installment agreement.