Klix Pay Later allows you to order your items today but pay for them later.
When making a purchase and choosing Klix Pay later, store visitors will have the opportunity to receive offers from Klix partners (loan issuers), compare and choose the most suitable offer for them, and remotely sign a loan agreement for the purchase of goods.
Klix Free – a service, which allows you to make online purchases that are worth more than 50EUR with a 36-month loan agreement between the buyer and loan issuer.
The Klix Free number represents the number of months stipulated in the loan agreement, in which the loan can be repaid without interest or any commission fees. The monthly payment of Klix Free can be calculated by dividing the total cost of goods with the relevant Klix Free number - in 1, 3 or 6 parts, or at the buyer's discretion, by paying a larger amount within the relevant interest-free period. In the event that a partial amount is repaid during the Klix Free interest-free period, the following month after the end of the Klix Free period, the interest rate and other fees specified in the loan agreement will be applied to the loan.
=When repaying the loan in full within three months from the date of the loan, the borrowing rate is 0%, the APR is 0%, the total amount to be paid by the consumer is €300
Please pay attention to the early repayment procedure specified in the loan agreement. If the loan agreement states that the loan can be repaid by notifying the lender in advance or by submitting a relevant application to the lender, then this procedure must also be followed when using Klix Free.
Any permanent resident of Latvia and Lithuania can purchase products through a loan.
The borrower needs to have steady, official monthly income.
Borrower’s age from 18 to 80 years old.
Loan amount from EUR 50 to EUR 7000.
Loan term from 1 to 36 months.
For purchases from 1400 EUR, down payment of min. 10% has to be made.
To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.
By using the 'Add to cart' button, add the items you want to purchase to your shopping cart; In the checkout cart, select the "Klix Pay Later" form of payment and click the "Checkout" button; Authenticate in Klix; Completing the application; Compare installment offers and choose the one that suits you best; Sign the installment agreement.
We are pleased to announce that in cooperation with GRENKE Latvia we can offer our legal clients IT equipment leasing. Leasing is an effective financial instrument that makes company budgeting more predictable, does not require expensive investments and allows you to use new equipment to grow your business.
With more than 40 years of experience in the field of leasing, GRENKE successfully operates internationally in the field of small IT business. GRENKE allows companies, without unnecessary difficulties, to rent the necessary equipment, rather than buying it and investing their valuable resources.
- leasing beginning at the amount of 500 Euro w/o VAT;
- leasing term from 12 to 60 months;
- with the first or without the first installment;
- leasing for necessary IT equipment, including accessories, software and after-sales service;
- the option of buying the equipment at the end of the lease term.
After providing complete information about the order, net price, lease term, a financing decision will be provided within 1 hour.
Analysis of the possibility of financing will be based on publicly available information, and, initially, no additional information will be required on your part.